Got a phone call from 315-496-1201 saying that if i did not pay back my payday loan now with a pre paid debit card that i was going to be arrested on federal charges. Once i looked into it (after i was stupid) I hate owing people. i and my niece called the number and a different person answered not the BCI police officer Michael Black, this person is not a police officer nor does he work for the police, I had to cancel my debit card and now i think i have to go to the dmv and report this along with social security. the people are using a fax... read full review »