I used United Financial for a while. They would not pay things on time even though the money was debited on the same day of the month. I paid off the accounts and shut the accounts and they still debited out a payment. They emailed saying they would refund the money, then never did. After six emails and many phone calls, I have had no response from them. They took almost 300.00 out of my account and will not respond or refund the money. read full review »