Santander Consumer, USA bought out Citifinancial last year. We had no problem with this company. Ever since Santander took over, it has been nothing but TROUBLE! They have lost payments, mis-posted payments, took moneys out of our checking acct. without authorization along with a $10.95 processing fee, and with all of this said, our vehicle was repoed and we had all of the payments in a file! Let alone we had filed for a remodification back in Nov. of 2010 and they faxed the paper work to us via a friends fax machine b/c they couldn't get... read full review »