i had an old account with cingular wireless that i owed for ..i know i owed the money and i received a settlement letter from AFNI to settle the debt for 100.00 i immediately sent a money order for the amount and it was cashed 12/2009 . it is still on my credit report and i continue to get the same settlement letters in the mail. the last letter went to my mothers home . she decided to try to pay it for me as well not knowing i took care of it and it still is not showing paid and anothe rletter was recieved in the mail today.. i have disputed... read full review »