I have also had several problems with this so-called company. Money was taken out of my account and I received overdraft fees. They will not give me my money back because the say I agreed to the terms and conditions. I never received an email from this company. When I asked the rep to send me an email with my information, she said she cant and for me to go online and fill out the application again. These people are crazy. They can send me an email to verify my "account", but they wont give me my money back. Has any received a refund? Can anyone help me? read full review »