I had an appointment with a representative and was assured that my debt would be decreased to cents on the dollar from 70k. He said I had to sign the contract and pay their retainer fee of 8, 000(Wow!) before anything would take place. So, I called my wife and told her how they could help. I was so relieved and looked forward to letting the “professionals” represent us, and having the promise of being worry free. With all there commercials I was conditioned to think that they must be the best. The same thing happened to me... read full review »