With each new statement, I have new charges. My insurance premium has not been the same amount for longer than a two month period. I continue to receive statements with additional charges (separate from my ever changing premium) such as "Coverage Change" from 3 months ago for $25, or "Miscellaneous Charges" for $8. I have not made any changes to my coverage and do not understand the charges. The Clovis office has not been very helpful with my questions about my statement, but only say that its because of a mileage form. read full review »