Back in 2000-2001 I went through a nursing program in San Diego. At the time, I was recommended to pay off both of my loans insead of just one. So I did, with help from family members, I paid off both loans. I even received a letter informing me that the balance was 0 with Direct Loans. Unfortunately, not more then six months later, they told me that I owed on both. They recanted their story after several angry phone calls and then informed me that I only owed on the one. This, even AFTER the representative I spoke the day I made my payment to... read full review »