We recently contacted Quicken Loans about refinancing a mortgate held by a company that does not do refinancing. They simply own the mortgage and partner through Quicken for refinancing needs such as ours. Our options for attempting a refinance were limited to Quicken because the house has lost value, and only your current lender is required to attempt refinance in these cases. I had read the reports on Quicken, but had no choice if we wanted to attempt refinance. I expressed my concern about the up front cost for the appraisal and... read full review »