I have a VM card. This last year has been quite difficult because of the economy. I had a new contract worth enough to put in a a substantial amount so that I could pay my monthly amount plus a lot extra to be used again through the following month. I was never notified that there would be any change & only after I had paid over nearly half the card limit, did I receive a textsms to the effect that they had taken all the money and reduced my credit limit to the point where I was now again over the limit. So I must yet again pay! THIS IS... read full review »