I applied for a pay day loan. biggest misktake of my life and I had a charge on my accont from USA credit for 149.95 I called and they said they would charge me 30 or so, I was on hold for over an hour and couldnt wait any longer. This is a scam that they give your information to other websites. I want my money back and I have had 10 insufficient fund and I have a 3 year old and trying to make ends meet and this justmadee things worse. read full review »