My husband and i have recently started recieveing calls from a company called acs inc. after doing a little research on them im pretty sure this is just some type of scam. They said we had a defaulted pay day loan, which is true... my husband has tried a few times to pay off at the place he took the loan out and they wouldnt accept it. But now over a year later they are calling multiple times a day and making various threats, I finally talked to them and was going to make a payment, then we recieved another call tonight from a "totally... read full review »