As a preface, I turned to USAA after my local bank... I don't have words to describe it... Failed. A very long story that ends with in response to my questions about closing costs, ...Look I'm trying to get to the lake. Do you want to sign it or not? This was the branch manager. I'm a first time home buyer in my 40's. Military. Back to school at 30. I heard about USAA through my parents but did not qualify until just recently. No problem with my credit. First, USAA need more information and more verification... read full review »