I recently applied for a refinance loan for my home. It came to my attention that there were some errors on my credit report. I have followed up with experian to adjust these claims. Since then citibank has reduced my credit card limit, stating that my income was insuffient and that I had made late payments on my ATT Mastercard, I have since received a credit summary from experian which states that my account with Citibank is in good standing and I have not had any late payments. I share the mortgage wtih my husband and he and I both cover the... read full review »