I was just wanted to chime in... GEMB sucks! Always has. I'm sure it's an intentioanl thing too. Why else would they do such poor service, be impossible to find, not have a website, I have had nothing but problems with this company from the very beginning. My guess is that they make money by charging late fees re-pos. The sad part is most people wonlt know how bad they are until they get a loan with them. and then by then it too late. read full review »