I had a credit card with bank of America for 5 years.they closed a few days ago stating that i had too many authorized users on the account and they weren't happy with that. I have been late with my payment once 2 years ago and besides that have always had low balances which i always payed in full. My only explanation for what happened is that article i found yesterday http://20somethingfinance.com/reader-question-bank-of-america-closing-my-account-after-i-opted-out-of-a-rate-increase/ read full review »