I have never missed a payment. I have never stuck AFCU with any debt, or tried to get out of owing them money. I carry 115K in debt with them. However, they choose to treat us like bottom dwellers. You go in and sit with one of their loan officers, and they look at you like your the scum of the earth because you actually have debts that your paying on! I think they actually think the money they loan is their own money. I'm pretty sure most of the customer service reps think AFCU has earned all the money that they lend, that it actually... read full review »