Hello I am writing this report today hoping to spare future people of the suffering, disappointment, time and money that i have endured with a Dallas, Texas based Credit repair company. The owner/president is Mr. John W. Dodd and supposed credit repair specialist, Terry A Welker was assigned to work on my credit, produced very little results, which i will go into further detail later. When intially reading thier website and talking with the owner at, it was very hyped up and i intially verbally was told i was guaranteed a refund. So this i... read full review »