I WAS REASSURED THAT THIS IS A LEGITIMATE CREDIT CARD. TURNS OUT IT IS A CARD FOR USE EXCLUSIVELY WITH THEIR WEBSITE THAT DISPLAYS ANY NUMBER OF NON ESSENTIAL ITEMS TO BE PURCHASED IN BULK. UPON TRYING TO CANCEL VIA LETTER (ADDRESS RETURNED UNKNOWN) AS WELL AS BY E-MAIL TO NO AVAIL. THIS COMPANY HAS TAKEN $89.00 PLUS 2 MONTHLY PAYMENTS OF $19.00 TO BE CHARGED FOREVER. TO REACH BY PHONE IS IMPOSSIBLE, IF SOMEONE DOES ANSWER, YOU WILL BE PUT ON HOLD INDEFINITELY.HAVE NO OTHER ALTERNATIVE THAN TO CHANGE BANKING INSTITUTIONS. read full review »