My son was out of work for most of last year and I got behind on credit card payment to Care Credit. I was going to pay off this bill when I got my income tax money. Of course about half or more of the bill is exorbitant late charges late charges and fees to Daniels & Norelli PC. However, I called them and asked could I pay a reduced amount, which they said I could do ($200.00 off the total) if I paid $50.00 and the rest when I got my income tax refund. I set this up by got my paycheck dates confused and was off by one week. When I... read full review »