over 30 years ago, i got myself into some financial difficulties, and was unable to keep up on all my bills. i was independantly struggling to pay off my credit card bills, while these banks kept charging me huge amounts in fines, interest, penalties, etc. i finally had to borrow money from my parents just to keep up with my monthly rent, because i had been layed off from my job, without warning, and just couldnt keep up on the unemployment benefits i was receiving at the time. my mom told me to gather up all my bills, and bring them to her... read full review »