I've been a long time customer of TD Bank, both personally and for my business, and have been very satisfied with their excellent service. Because of my current relationships with them, I thought it would make sense to use them to refinance my mortgage. I was refinancing only 40% of the value of the house, my credit is excellent, and my income is plenty to cover the mortgage. The experience of working with TD Mortgage was one of the worst in my 25 years in business. For starters, it took them 3 months to consummate the... read full review »