Emc has really stressed me out. I have been going through an apposed modification attempt since 2009. I was approved for trail payments in sept. 2009 and was not notified that I needed to start back paying my oringinal mortgage payments after my three month trial period. I never received a letter or a phone call providing me with updated payment information. When I called EMC for updates I was told that the process takes a while. I did how ever receive modification at risk letters asking for the same information over and over again. I... read full review »