COMPLETE SCAM! The terms and conditions text is buried on their web site -- accessed through a text link at the bottom of the page. To cancel your 'membership', you must call three different numbers. This is only divulged when you call the number provided in their T&C document. Product was returned to them and delivered on 11-Feb-09. Refund was issued on 23-Feb-09. (12 days later) The mysterious $1 “Transaction Fee” that is billed along with the $4.95 “Web Access” and $9.95... read full review »