Found a charge for $11.99 on my check card, typed the name in and found on numerous websites that it's a scam. They charged charged 5 times within a two month period. I'm going to call my bank to check for more. I called the UMG company and the person I spoke to acted like I knowingly signed up for something. But he was quick to say that my money would be refunded in 3-5 days. We'll see about that. read full review »