If you don't use ALL of their services from their Signature Points feature they charge you a monthly fee of $5.00. At least most banks charge their monthly fee for reasonable things that have to do with your account and NOT because you have to reluctantly use services you don't want just to save your $5.00 a month that you may desperately need. So, because I don't need all of their services I am saying bye bye to Wescom. HEY WESCOM, you can take your Signature Points and go *&@! yourself! read full review »