I checked my credit report today (02/01/2011) and I saw a FALSE unpaid debt from the West Bay Co. for $172.00. I have NOT bought merchandise or received services from this company. I check my credit report every year and have never seen this "UNPAID" debt before, but they claim the debt has been owed since 2007? After mysteriously appearing on my credit report in 2011. This is a scam and I want this false information removed from my credit report. IT IS FRAUD!!! read full review »