This Painstaking process started about 2 years ago after I filed for Divorce and was forced into Bankruptcy due to my X wife's inability to run a business. After all of this, I dropped to one income and could no longer afford my Mortgage. I didn't want to loose my home so I did some investigating into different programs that were offered through Chase and decided to go with the Modification Program. I was instructed by a Chase Representative to not make my payments for at least 3 months and I would then qualify for the Mod Program. I... read full review »