I purchased a vacation but didn't get to use it. A year later I receive another charge on my account for a little less than the one I really purchased. I disputed the charge on my credit card because I didn't authorize it but they sent the paperwork from the vacation I DID purchase so my credit card co, charged back the amount & I am still fighting it. They tried to do the same to my Capital One card charging $152 but Capital one is very good about not allowing FRAUD. BEWARE of Summer Bay Vacation SCAM!!! It is no Good & you will get ripped off!!! read full review »