I just got a disturbing call from my neighbour. He said, Vanderbilt called and told him to tell me to call immediately, my home payment was past due. They found his number on google. I never gave him as a contact. I was really mad about this. I called an attorney. It's illegal. I started checking into other things. I found out all these years they have been charging me 11.11% interest. My contract reads 10.45%. I don't know how much that means for the past 11 years, but I'm about to find out. I also will never pay my payment on... read full review »