When I signed paperwork I signed as a co-signer. They say I am the buyer. On one occassion a representative screams in my ear and hangs up on me. On 12/10/08 they called my house 3 times. Left a message that I have until noon the next day to make a payment. Then they call my landlord and tell my landlord that they better get to the house because the police are going to come and kick in my door. State a few other things and hang up on my landlord. They then call my mother and tell her that Division of Family Services has been contacted to come... read full review »