We are continualy getting $30.00 late and insufficient funds charges that are a lie. We pay our bill on time or before. We sent in a check for a payment 9 days in advance and they clame they did not get it so sent a $30.00 late fee we paid the late fee and gave them an e check that cost extra because it is not an electronic payment . They said to cancel the check we had sent. recieved another late fee and paid it. Sent another check for the late fee and the sent another late fee, late fee. They were applying the late fee to the balance an not... read full review »