This company sent promotional material offering credit card services without an annual or monthly fee (fee per transaction only). They opened the account with that understanding and honored it for roughly 7 or 8 months. Suddenly monthly fees appeared on our bank account. When I called them on it, they were rude and the representative hung up on me. I called back and spoke to a sales person, pretended I was interested in opening a new account, and asked if I would ever be charged a fee. I recorded him telling me exactly what I was originally... read full review »