Terrible company! Do not use this company to process credit cards. I own a small business that barely makes it from month to month. When I decided to switch my credit card processor to another company they charged me a 500.00 early termination fee. I called to complain and I get the most cold, mean spirited, souless service reps that I have ever talked to. I repeat do not use their services or you will be sorry. read full review »