My husband and I were contact by Adam Bradford and he said that we were approved for a 5000 Loan that we applied for. But, we had to pay $930 up front for the first 6 months and we didn’t have to pay anything until July 1, 2009. I asked him what the reason for the upfront payment he said it was because we no collateral. Adam Bradford faxed us over this legit loan document to sign and fax it back to him. I asked him how this process worked and he says as soon as you sign the copy of this loan and send me the money the money will be... read full review »