Beware of Halo Debt Solutions!!! I am an 'EX' client of Halo Debt Solutions. I also fully believe that this company is a scam. My debts, $30, 000 were estimated to be settled in 3 years. However, after 1 year of faithful payments not a single debt of mine was ever settled, negotiated, or even addressed by Halo. Many false promises were made to me during my enrollment. I was lead to believe that this would be a simple process. Quickly I realized that the creditors do not stop calling, do not stop pursuing, and do not care of your... read full review »