WAtch out folks. I bought $180 worth of clothes at New York & Co. Clerk urged me to open account for a discount. I did, knowing I would pay it fully immediately. I never got a bill. Then they called and said I was late. So I paid it fully right away. (Bought clothes August 28; Paid fully Oct 17). Started getting aggressive callers saying I owed a late fee, suddenly late fee went from $20 to $95.00 Very aggressive calling. When I paid everything off with first check, I consider the account closed. This business model is criminal and... read full review »