I was sent a Juniper credit card offer in the mail with an interest rate of 8.9% in Feb. 2008. In June, they lowered my credit limit with out notifying me. When I used my card to make a purchase, they did not decline the charge allowing me to become over the credit limit. This way, they could attach extra fees onto my acount making the account even more over my credit limit. They also could then increase my interest rate to 27.9%. I was also told by a smart ass customer service rep. (from Juniper) that the credit card companies that... read full review »