I received a copy of my credit report and found two different items from AFNI Inc. A Charter account Listed for 166.00 and Verizon for 198.00.. I currently have Verizon service, however during that time fram listed on my credit report I did not have Verizon. Charter is listed on my credit file however I did not have Charter. It is amazing to me how many people have accounts listed that are incorrect for this company. The company will not provide with with any information on the account. read full review »