Temporary setback caused us to fall behind on our mortgage. Once we got back on feet, the "we want to keep you in your home" philosophy was lost beyond the recorded message at the servicing center. What was clear was their intent to collect their debt. This is one of the problems with having your loans sold and serviced by a third party who really has no personal interest in you. Ready, willing, and able to start making payments. Can't find anyone who can help us get started. read full review »