Began refinance with NASB and they initially requested my charge card for an application fee. They then charged me for an appraisal unbeknownst to me and without authorization or disclosure. The Godd Faith Estimate provided stated the appraisal was a closing fee, not a pre-paid fee and after the apparaisal came back with the info on the property, NASB said they don't like "special properties" as mine has 47 wooded acres in a rural area...so no loan closed. Now I am trying to get my appraisal fee back. Also, they said they would... read full review »