I received an unsolicited call from a "finance company", EPIK RELIEF on 2/17/09. Since they had left several message on my voicemail, and I was home sick I took the call. They insisted that they could reduce my credit card interest rate to as low as 6% and guarenteed a saving of $2450. My husband and I had been talking about contacting our credit card company for a rate reduction, as we were in good standing, and had never missed a payment. I was taken in by the everso helpful and concerned telemarketer, and thought she/her company... read full review »