I have never heard of something so ridiculous in my life. First they send a letter saying the address on the envelope is incorrect and payments if already sent before notice received may not post to the account on time. Then they allowed you to make a payment online without a fee. The next week send a letter saying your account has been cancelled, but you are still obligated to pay back the balance on your account. Mind you they are still adding on finance charges. I tried to call and got a busy signal as if it was a non working number... read full review »