My story sounds the exact same as the other two! I got 4 phone calls within a half an hour at 8:30pm on a Tuesday night! I decided to call back to see who was harassing me! I talked to a man named Darnell who was calling me from a bar and seemed to have been drinking. He was polite until he got my telephone number out of me and then started in about this 4 year old debt that I needed to pay IMMEDIATELY! I have worked with a credit counselor a few years back so I KNEW that all of my debt had been paid, so Darnell had to be wrong. He kept... read full review »