I was late on December 2008 mortgage payment. Received a check on January 27th which I needed endorsed by lender (One Washington Financial) before I could deposit it, so I drove to bank immediately and spoke to a Mortgage representative, Madeline. I told her I would run the signed check to my local credit union and deposit it, then make an internet payment through Bill Payer Services. I asked if this would be a problem since it had to be paid by January 31, 2009 in order not to be delinquent. She said there would be no problem at all as long... read full review »