they gave me a loan mod for 5 years at 5% interest & after the 5 years it will go up to 12% interest. now i have gotten 2 pay cuts from my job & they do not want to work with me, they told me i am in foreclosure unless i make them a payment. i going on 3 months behind. the loan mod pymt. is still $1300 a month & i made it until my wages were cut twice. they would rather have my house than work with me, they are crooks & i would like to get in on the class action against them. i don't want to loose my house. they advertise... read full review »