GE Money Bank lowered my credit limit from $250 twice with an ending limit of $100 with no justification other than they reserve the right to do so at anytime. I've never been late and most of the time I have a 0 balance due to paying off the department store credit card. The unfair practice is the fact that they lower the limit and the letters came two weeks later. So when I went to use the card I was mortified because the sales rep. loudly stated " got another card this one has been denied. They charged me an over the limit fee right after decreasing my limit, but before informing me of the change. read full review »