My Wife and I had a credit acct with Sam's Club. If our economy as of late didn't make people fall behind on things. I knew that It had to be taken care of. When refunds came in My wife called Sam's and Paid more than half of the Balance. We were assured by the representative that 2 late fees were dropped and we would resume regular billing. What the representative didn't know is that Sam's had already sold our Acct. to collection. Enter the big MF. National Enterprise Systems. First of all we have not received... read full review »