Follolwing is copy of the e-mail I received today from those GEnius, guess what account am I closing today?: The phone they give for optout requires we to dial in the credit card number...but I have not credit card from them (Only paypal account) so call is terminated in their side without options. IMPORTANT SUPPLEMENT TO YOUR PAYPAL BUYER CREDIT ACCOUNT AGREEMENT The following provision is being added to your PayPal Buyer Credit account agreement: You agree that GE Money Bank and any other owner or servicer of your... read full review »