WARNING!!! This Group is well trained and use every method to gain information from you that they will then use against you. If the associate places you on hold chances are you are unknowingly placed you on MUTE. This allows them to monitor your conversation and gain additional information. Try contacting the NSLP and delay setting up payments as long as you can. It is possible that you can get a lowered payment amount. Do not give financials out. If you are forced to Give very LOW amounts! They also play Good Cop Bad Cop. Always remain on... read full review »